Mortgage Calculators and Latest Mortgage Deals

Welcome to our brand new on-line mortgage centre.

With so much uncertainty in the mortgage market we have decided to partner with a state-of-the-art mortgage sourcing system, so that you can now quickly and easily find the right mortgage for your individual circumstances and even apply straight away on-line, at www.moneyworkout.co.uk

This ground-breaking site is free of charge for FindaProperty.com visitors, and uses the same tools that mortgage brokers use, so allowing you to assess the ever-changing market and accurately find the right mortgage for you, yourself, whenever it is convenient.

We hope you find this new service useful. CLICK HERE to see what mortgages are available for you.

Mortgage Calculators

Lender	Initial rate	Subsequent Rate	Overall cost for comparison (APR)	Mortgage type / term	Early repayment charges	Max % LTV	Fee
HSBC	3.94	3.94	4.00	Fixed until 30/09/2011	2% in term. Then 1% for 1 year	75	£0
Alliance & Leicester	3.99	4.99	5.00	Fixed until 30/09/2011	3% for 2 years	70	1%
HSBC	4.09	3.94	4.00	Fixed until 30/09/2011	2% in term. Then 1% for 1 year	75	£0
Marsden	4.99	5.49	5.60	Fixed until 31/07/2011	3% for 2 years	80	£998
HSBC	5.99	3.94	4.40	Fixed until 30/09/2011	2% in term. Then 1% for 1 year	90	£999

Property News - latest

Slight Rise In Lending For House Purchase
The number of loans approved for house purchase rose in December, says the Bank of England… more

First-Time Buyers Return
First-time buyers are starting to return to the market as the freeze on deals at 90 per cent and 95 per cent loan-to-value starts to thaw, says mform… more

FSA Report On Mortgage Market
The latest FSA report charts the steep decline in mortgage lending... more

Trackers Not Tracking Anymore
The base rate has been cut by 1.25 per cent over the past year but tracker mortgages are not reflecting the changes, says Moneyfacts... more

How-to Guides - updated

Remortgaging: A Beginner's Guide
Rates have jumped to 5.5 per cent and may climb to 5.75 per cent. But remortgaging can help you beat the rises.... more

Mortgages: A Beginner’s Guide
The choice has never been greater, but, for British homebuyers, finding the right mortgage has also never been more complicated... more

Currency exchange: a beginner's guide
Forget banks. Brits who own property abroad are making big saving by using currency exchange specialists... more

Renting A Room in Your House: A Beginner's Guide
Whether it's full-time, part-time or just once a year, tax-saving breaks mean having a lodger can leave you seriously better off... more

Property Articles and blogs

Help! I Need A Mortgage
There’s no doubt that the days of easy borrowing are over, but is the situation really as grim as the headlines suggest? We asked three of the country’s leading mortgage experts… more

New Year, New Mortgage!
Shock waves from the credit crunch across the Atlantic are being felt by those who need to remortgage this year, but it’s not all doom and gloom if you know what you’re doing… more

Multiple Mortgage Choices
Five-times your income or a fifty year loan sound tempting, but are they a welcome opportunity for desperate first-time buyers, or a risky gamble?... more

A First Foot On The Ladder
Life remains difficult for first-time buyers. But there's more than one way to get a toe-hold on the bottom rung of the property ladder... more